If you are a part-time University employee eligible for State benefits, you and your eligible dependents qualify for health, dental and vision insurance coverage. With some exceptions, all existing contract provisions and conditions, including benefit eligibility criteria (i.e. enrollment of newborns, health certificate requirements), as provided for full-time employees are applicable to you as a part-time employee.

You are part-time insurance eligible if you are:

• A benefits-eligible employee who works 50-99% of a normal work period.
• A Faculty member with 100% appointment of equal to or greater than 4.5 months but less than 9 months.
  • For appointments of less than 9 months, a formula determines your part-time employment percentage for purposes of insurance eligibility: length of employment, divided by 9 months, then multiplied by your full-time equivalent percentage.
  • For example, if you are hired for 4.5 months at 100% time, you would be considered a 50% employee (4.5 ÷ 9 = .5 x 100 = 50%) for State (SEGIP) insurance.
• A flex year employee who works 6 months or greater but less than 12 months, if the layoff period is not a direct result of the academic year summer break.
  • The formula used to determine a flex year employee’s appointment percentage for insurance purposes is the length of employment, divided by 12 months, multiplied by your full-time equivalent percentage (for example: 6 ÷ 12 = .5 x 100 = 50%).

With part-time insurance eligibility, you will be responsible for a portion of the State’s health and dental contribution in addition to the full-time employee and dependent health and dental premiums.

Contact University Payroll & Benefits if you have questions about your part-time or flex year status and insurance eligibility.

Considerations When Making Your SEGIP Elections

• All employees enrolled in State health (including vision) and dental plans pay a monthly employee contribution, determined by salary and plan elections. Part-time employees also pay for a percentage of the State contribution, based upon the percentage of your appointment.
• Part-time employees may elect to waive State health (including vision) and dental insurance coverage.
• If you elect to participate, you must specify the type of coverage you are electing. You may elect health, dental and optional life insurance (basic life is automatically provided).
• Part-time University employees eligible for State benefits may not be enrolled as a dependent on a spouse's State employee or State annuitant benefit plans. However, part-time employees hired before July 1, 2003 who had previously waived coverage in order to become a dependent under their spouse's State of Illinois Plan(s) are allowed to remain a dependent under their spouse.
• You have 30 calendar days from your hire or benefit eligibility date to make your State health and dental coverage choices. Failure to waive or make your election on MyBenefits will result in automatic enrollment in the Quality Care Health Plan (QCHP) and Dental Plan (QCDP) with no dependent coverage. The QCHP includes the broadest provider network but also carries the most expensive premium of all available plans.
• If you change from full-time to part-time status, or if your insurance premiums increase 30% or greater when changing to a lower part-time work percentage, you may elect to waive coverage within 60 calendar days of the change.
• If you waive coverage, you will not be able to enroll in the program until the next Benefit Choice Period, which is typically in May with coverage effective July 1 of each year, unless you experience a qualifying event, such as a change in marital status, birth or adoption or a change in spouse's employment status.
• Salary-based contributions remain in effect until June 30 of the plan year unless you retire, accept a voluntary salary reduction or return to State employment at a different salary (this does not apply if you are returning to work from a leave of absence).
• Regardless of your health and dental coverage election or waiver of coverage, the State of Illinois' basic term life insurance is automatically provided in an amount equal to your annual salary, at no cost. Optional term life insurance is available at an additional cost. Note: Up to $50,000 of your basic life insurance is tax exempt. If the total value of basic term life insurance exceeds $50,000, then the amount in excess of $50,000 is taxed as imputed income, per IRS regulations.

Calculating Your State Health and Dental Insurance Costs

Contact University Payroll & Benefits for the cost of part-time State health and dental insurance coverage.